Where the Settings.php

Where the settings.php file?

folder already has the permissions so that apache can change , but not to this file

settings.php is created by the installer. The X means that your webserver can’t write that file, so your file system permissions are wrong.

File creation is a property of the containing folder, so you need to make sure that your webserver can write to the folder with index.php and xmds.php in it so that it can create settings.php and delete install.php